Personal Loan In Chandigarh

Apply For Personal Loan in chandigarh
Personal Loan Inchandigarh

You can get fully online personal loan in Chandigarh to meet your urgent cash needs. You could need the money to part-finance the new car or for an emergency at home. Whatever be the reason you need money for; take an instant personal loan in Chandigarh and tide over the tough time. Personal loan is an unsecured loan and you do not have to offer any asset as security in return for the money.

Chandigarh is a union territory and is capital for both Punjab and Haryana states. One of the early planned cities in post-independence India, Chandigarh is known for its architecture and urban design. The credit for architectural design of the city goes to the Swiss-French architect Le Corbusier. Capitol Complex of Chandigarh was declared a World Heritage by UNESCO. It houses Punjab and Haryana High Court, Punjab and Haryana Secretariat and Punjab and Haryana Assembly. The complex buildings also include famous monuments such as Open hand, Martyrs Memorial, Geometric Hill and Tower of Shadow. Sukhana lake, Rock garden, Rose garden are other notable places in Chandigarh.

Chandigarh is not only well-planned but is also one of the cleanest cities in the country. On the economic front, as well, the city ranks amongst the highest cities in per-capita-income. Though people are chiefly engaged in trade and business in Chandigarh, there is also a significant number of salaried individuals. Government employs the largest number of work-force with city having administration activities for three governments, viz., Chandigarh, Haryana and Punjab. There are several industries in Chandigarh involved in manufacturing paper, basic metals and alloys and machinery. Chandigarh also has IT (Information Technology and outsourcing companies, such as Infosys, Quark, EVRY, Dell, IBM, Airtel, Tech Mahindra etc.

A young and dynamic city exerts its own demands on the residents. Many-a-times living in Chandigarh may require some additional expenses which require financial assistance. Personal loan come in handy in all such situations. CrediFiable is a new age consumer lending platform that offers instant personal loan to salaried employees. CrediFiable caters to the fast-paced life of young millennials and offers online personal loan. So, whether you are a government employee residing in sector-1, sector-19 or sector 42 of Chandigarh or if you are a young IT professional staying in sector-7 or sector-30 of Chandigarh you can conveniently get a loan from your desktop.

Online personal loan in Chandigarh saves you from the hassle of locating and visiting a branch. When you take a CrediFiable instant personal loan, entire process is online. You just need to visit and fill the application form online. You will get an OTP on your mobile number with which you can register. Once you have filled the application form, upload your bank account statements and credit card statements. All these steps will take no more than 5 minutes and the system will generate your approved loan amount and EMI. You can choose your loan EMI plan and then submit your KYC documents and salary slips. Our on-grounds operations team will verify the details and the sanctioned loan money will hit your account within 3 working days. This is truly an instant personal loan.

Instant personal loan from CrediFiable come at most competitive terms. You can avail the online personal loan in Chandigarh at interest rate starting from 10.99% per annum charged on reducing balance. You can avail the loan for any reason you want for amount varying from Rs.50 Thousand to Rs.5 Lakhs. The repayment tenure is spread over from 6 months to 36 months. This gives you the flexibility to easily pay-off your personal loan in Chandigarh through convenient easy EMIs.

The best part about availing an online personal loan in Chandigarh from CrediFiable is that you are eligible to get an instant personal loan without credit history too. While a bank or an NBFC will sanction you a personal loan only if your CIBIL score is ~750, at CrediFiable you can get a loan even if your credit score is less than 700. CrediFiable has an intelligent loan processing engine at its’ core. We go beyond the traditional risk assessment metric which is your credit score. Our system also considers your educational and employment credentials and derives your credit-worthiness holistically. Hence, you can get an online personal loan in Chandigarh even with limited or no credit history.

If you are staying in Chandigarh, life is fast around you. Fulfil your aspirations today with an online personal loan in Chandigarh from CrediFiable.

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Eligibility Criteria for Personal Loan In Chandigarh

  • A Borrower Must :
  • 1. Be a resident of India
  • 2. Be salaried and have a gross annual income of more than Rs 3,00,000 per annum
  • 3. Have a valid PAN Card
  • 4. Have a valid Bank account in India
  • 5. Have a College / University degree

Documents Required for CrediFiable Personal Loan In Chandigarh

  • 1. Pan Card
  • 2. ID proof which can EITHER be an Aadhar Card OR Voter ID OR Passport
  • 3. Current Proof of Residence which can EITHER be Rental Agreement OR Electricity Bill OR Mobile / Landline Bill OR Passport
  • 4. Income Tax Returns for last 3 years or as applicable
  • 5. Salary Slips for last 3 months
  • 6. Copy of College / University Degree Certificates
  • 7. Copy of Transcripts and relevant Test Scores as declared in the application
  • 8. HR Letter From his / her Company

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Best Personal Loan Interest Rate In Chandigarh

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