Personal Loan In Kochi

Apply For Personal Loan in kochi
Personal Loan Inkochi

Personal loan in Kochi, Ernakulam is the best way to meet your unplanned financial expenses. With new age lenders that offer online personal loan in Kochi, such as CrediFiable, now you can experience a smooth and hassle-free application process. Whether you need money to finance your vehicle or educational expenses or for some medical emergency getting an instant personal loan in Kochi is a reality with CrediFiable. When you resort to modern private lender, you have access to easy personal loans in Kochi. You should just fill a simple online application form and upload your relevant documents online to get a fast personal loan in Kochi from us for all your financial needs.

Kochi or Cochin is a major port city on the south-west coast of India. Located in the Ernakulam district of God’s own country, Kerala has been an important spice trading centre since 14th century. The city has been popular as Queen of the Arabian Sea because it was a part of important trade network with Arab merchants from pre-Islamic era. The city continues to be the most important financial, industrial and commercial centre of Kerala. Besides, Kochi is also one of the most popular travel destinations of India.

Kochi houses the Southern Naval Command of Indian Navy and the state headquarters of Indian Coastal Guard. Cochin has commercial port facilities including Port of Cochin, International Container Trans-shipment Terminal, the Kochi Shipyard and an offshore facility for BPCL’s Cochin Refinery. For Kochi, like for most of Kerala, remittances from NRIs is a major source of income. But simultaneously Kochi boasts of several industries in various sectors such as petrochemicals, pesticides, rare earth elements, rubber processing and fertilisers and chemicals. Petronet India has built the Cochin LNG terminal for importing and storage of natural gas. There is also IT / biotechnology park such as KINFRA Hi Tech park.

The rising economic development also leads to increasing costs of living. As young millennials today, we want instant gratifications to our dreams. An instant personal loan from CrediFiable comes in handy in such cases. A fully online personal loan in Kochi not only saves you time but also makes the entire loan disbursement process a smooth experience. You no longer need to locate a bank branch near you. From Aluva to Kalamassery to Mattoor to Puthuvype - you don’t need to step out of your home to get a personal loan in Kochi at all. Just logon to CrefiFiable and avail an easy personal loan in Kochi.

Our process is very simple and quick. You can start with filling a simple online application form on our website and uploading your 3 months of bank account statement. Our system then evaluates your risk profile and our customer care team calls you to discuss loan EMI options for you. All of this happens in just a couple of hours. We give you access to fast personal loans in Kochi – as much as real time! Once you select your loan plan, then you would have to upload your 3 months of salary slip documents and KYC documents. Then just sit back and relax. Money will get credited into your bank account within 3 working days. Is it not easy to get an easy personal loan in Kochi?

But wait, giving you instant personal loans in Kochi is not the only good thing about us. We have an intelligent credit model that does a holistic credit appraisal. This means that we are not only dependent on your credit score to sanction your online personal loan in Kochi. Unlike a traditional bank or an NBFC we can disburse fast personal loans in Kochi even if you don’t have credit history or have a very thin credit file. Even if you have a CIBIL score less than 700, you’re eligible to get online personal loan in Kochi from CrediFiable.

You can avail our personal loans in Kochi at very competitive interest rates starting from 10.99%. The CrediFiable instant personal loan in Kochi are available for amounts both low and high – from Rs.50 Thousand up to Rs.5 Lakhs. You can then pay-off the loan in easy monthly instalments over a tenure ranging from 6 months to 36 months. The easy personal loan in Kochi offered by CrediFiable are unsecured in nature. Hence you need not bring in any form of security or a guarantor either.

It’s time to live your dreams with instant personal loan in Kochi from CrediFiable. Just Apply Now!

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Eligibility Criteria for Personal Loan In Kochi

  • A Borrower Must :
  • 1. Be a resident of India
  • 2. Be salaried and have a gross annual income of more than Rs 3,00,000 per annum
  • 3. Have a valid PAN Card
  • 4. Have a valid Bank account in India
  • 5. Have a College / University degree

Documents Required for CrediFiable Personal Loan In Kochi

  • 1. Pan Card
  • 2. ID proof which can EITHER be an Aadhar Card OR Voter ID OR Passport
  • 3. Current Proof of Residence which can EITHER be Rental Agreement OR Electricity Bill OR Mobile / Landline Bill OR Passport
  • 4. Income Tax Returns for last 3 years or as applicable
  • 5. Salary Slips for last 3 months
  • 6. Copy of College / University Degree Certificates
  • 7. Copy of Transcripts and relevant Test Scores as declared in the application
  • 8. HR Letter From his / her Company

Read more about how to get Best Personal Loan Interest Rate In Kochi

Best Personal Loan Interest Rate In Kochi

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