CrediFiable

Personal Loan In Mumbai


Personal Loan Inmumbai

Get an online personal loan in Mumbai with zero hassle even if you have limited or no credit history. If you are early-on in career, chances are you would not have taken any loan or credit card in the past. This makes you an applicant with “thin file” i.e. one who has limited credit history. The traditional financial institutions such as banks and NBFCs would find it difficult to sanction a personal loan to you.

But living in Mumbai - the city of dreams - is an expensive affair. Many-a-times you look for financing options especially if unforeseen expenses crop up such as a medical emergency or even arranging the rental deposit. CrediFiable instant personal loan are the vehicle of choice when you need money quickly, conveniently and on good terms.

Mumbai is a unique city. It is home to Bollywood - the Hindi cinema industry – which creates movies which are popular across the country as well as many countries abroad. Mumbai is also the industrial capital of India and a major global financial hub. With multitude of business and career-growth opportunities offered here, every year thousands of people from all over the country move in to Mumbai – making it their home. Mumbai city at any point is a melting pot of dreams, aspirations, hard-work of people from all culture and communities.

If Mumbai offers you potential to have a better standard of living, the cost for it is high as well. From Borivili to Colaba and from Andheri to Wadala – the rental costs itself can be daunting for many people. Plus, you need to pay a lump-sum towards rental deposit before they can shift-in. You can easily opt for instant personal loan in Mumbai if you are looking for a decent accommodation but constrained by money required to be paid towards deposit.

The city of dreams lets you indulge in unique lifestyle experiences. Bandra, Worli, Cuffe Parade, Nariman Point are all bustling commercial centres offering you best-in-class joints to unwind and relax. They are also the best places to flaunt your latest gadgets and vehicles. As a hard-working but a young individual, it might still take you a while to save enough money to buy the latest phone or coolest bike. But with online personal loan in Mumbai, now you can fulfil such dreams instantly.

CrediFiable is a new age consumer lending platform which believes in the potential of young working salaried individuals like you. The core of our offering is a robust processing engine which evaluates your whole profile including details such as education qualifications, liabilities and employment. This allows us to sanction loan to you at best terms even if you have limited or no credit history. A bank will give you a loan only if you have rich credit history and a CIBIL score ~750. But thanks to our intelligent engine, we can sanction you a loan even-if your CIBIL score is less than 700.

You can get a loan for amounts as low as Rs.50 Thousand and as high as Rs.5 lakhs. Even if you have no security or guarantor, you can still get the money you need by taking an instant personal loan in Mumbai. The interest on our online personal loan starts as low as 10.99% per annum and are calculated on reducing balance. CrediFiable offers instant personal loan over flexible tenures ranging from 6 months to 36 months so that you can repay the borrowed money in easy instalments.

We understand that Mumbai city never sleeps. It works at a maddening pace and exerts time-pressures like no other Indian city. Which is why, if you are looking for personal loan in Mumbai you must choose CrediFiable, offering fully online personal loan. You can complete full application online from the comfort of your desktop. It does not matter if you stay in Mahim or Vashi or your office is in BKC. Right from filling forms to submitting documents to getting money – the full loan lifecycle is automated and online. So, save time on unnecessary bank branch visits or dealing with sales executives.

The entire process of getting the online personal loan is quite simple. You start with visiting www.credifiable.com and then register as a borrower using unique password sent on your mobile phone. Post this, you should fill a simple application form and upload your bank account statements and credit card statements. You get your approved loan EMI instantly as next step. This in total gets done in 5 minutes. Now, just accept the loan plan and then upload your KYC documents and salary slips online. The money comes into your account in 3 working days. We respect time just as a Mumbaikar does.

So, what are you waiting for? You live in a city of dreams. Go fuel your dreams with a CrediFiable Instant Personal Loan in Mumbai now!

Find out your Interest Rate for a Personal Loan in Mumbai

Get Personal Loan In Mumbai

Eligibility Criteria for Personal Loan In Mumbai

  • A Borrower Must :
  • 1. Be a resident of India
  • 2. Be salaried and have a gross annual income of more than Rs 3,00,000 per annum
  • 3. Have a valid PAN Card
  • 4. Have a valid Bank account in India
  • 5. Have a College / University degree

Documents Required for CrediFiable Personal Loan In Mumbai

  • 1. Pan Card
  • 2. ID proof which can EITHER be an Aadhar Card OR Voter ID OR Passport
  • 3. Current Proof of Residence which can EITHER be Rental Agreement OR Electricity Bill OR Mobile / Landline Bill OR Passport
  • 4. Income Tax Returns for last 3 years or as applicable
  • 5. Salary Slips for last 3 months
  • 6. Copy of College / University Degree Certificates
  • 7. Copy of Transcripts and relevant Test Scores as declared in the application
  • 8. HR Letter From his / her Company

© 2018 - All Rights with CrediFiable